Medicare Part D plans offer coverage for prescription drugs. Medicare Part D is also known as Prescription Drug Plans or PDP, and it is provided by private insurance companies approved by Medicare.

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What Drugs Does Medicare Part D Cover?

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Part D plans cover many drugs, but they must meet the following criteria:

*They are available by prescription only

*They are FDA-approved

*They are sold in the United States

*They are used for a medically-accepted condition

*They are not covered by Medicare Part A or B.

Some of the drugs or medicines included in these plans are diabetes supplies, some vaccines, antidepressants, antipsychotics, anticonvulsants, immunosuppressants, cancer drugs, and HIV/AIDS drugs.

However, each Medicare Part D has its own list of covered drugs or formulary. You need to review this formulary before deciding which policy you want to get and each year before opting to renew the policy. Formularies may change, but you should be notified of the changes at least 60 days in advance.